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travel protection
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We understand that peace of mind is important while traveling, that’s why we recommend our optional Travel Protection Plan. It protects your travel investment, allowing you to cancel for any reason up to 24 hours before departure. You’ll also be covered should you become sick while traveling and need to return home.
Trip protection you can count on.
Medical Emergencies/Medical Evacuation
Medical coverage is the most valuable type to consider, since medical expenses can end up costing you the most — by far. Your existing health insurance likely offers very limited or no coverage outside of the United States. Medical coverage under a travel insurance policy protects you against major medical expenses in the event of a health or accidental emergency, which often require costly care. Don’t be left with (potentially) hundreds of thousands of dollars of hospital expenses if you slip and fall, contract a virus, or experience another common ailment.
Travel Emergencies
Flights are often delayed, and those delays can affect more than your time — unexpected hotel stays and meals can be an added expense if your travel is delayed or canceled. You may find out your luggage is stuck in Cairo for days after you’ve already landed in Mumbai, or it’s lost altogether, leaving you responsible to replace personal items. Travel insurance coverage options such as Baggage & Personal Effects Loss, Trip Delay, and Baggage Delay should be considered to prevent being blindsided by the cost of travel mishaps which are all too common.
Cancellation/Interruption
Flights are often delayed, and those delays can affect more than your time — unexpected hotel stays and meals can be an added expense if your travel is delayed or canceled. You may find out your luggage is stuck in Cairo for days after you’ve already landed in Mumbai, or it’s lost altogether, leaving you responsible to replace personal items. Travel insurance coverage options such as Baggage & Personal Effects Loss, Trip Delay, and Baggage Delay should be considered to prevent being blindsided by the cost of travel mishaps which are all too common.
Comprehensive Plans
There can be many different elements to a touring trip, and a comprehensive plan will offer add-on coverage options to meet your specific needs, all while including both medical and travel coverage.
Extensive Travel Coverage
Travel add-on options such as Trip Cancellation, Baggage, and Missed Connection coverage are essential when your trip has so many moving parts and opportunities for things to go awry.
Excellent Claims Ratings
Since a touring trip is most likely a large financial investment, purchase a plan from a provider with excellent claims ratings. You want financial coverage that really does come through when you need it.
CRUISE COVERAGE
Coverage for the Whole Family
Cruises are a great option for families. They offer an all-inclusive experience with family-friendly entertainment and activities that both you and your family are sure to love. Here’s a free tip: Look for plans that cover one or more children at no additional cost.
Book Early
Purchase a cruise travel insurance policy at the same time as your cruise to ensure those sudden and unexpected cancellations are covered.
Limited Coverage from Others
Travel insurance booked through cruise companies often lacks essential coverage. It’s nice that cruises attempt to be “all-inclusive,” but don’t bet your finances against their limited insurance coverage.
Pre-existing Conditions Waiver
An optional (sometimes included) add-on to a comprehensive plan. If eligible, this waiver would provide coverage for those injuries or illnesses that may recur on your trip if they’re considered “Pre-Existing Conditions”.
Example: Nothing is going to stop you from taking the tour of New Zealand, not even your well-managed, chronic illness. Because you had added a Pre-existing condition waiver, medical expenses from an episode of your illness while traveling is covered under your plan.